Best Pharmacies That Accept Medicare (2021)

When searching for affordable pharmacies that accept Medicare, you’re limited to pharmacies in your carrier’s network. You can fill prescriptions at a retail store or by mail, and Medicare Part D provides coverage. Learning more about pharmacies that accept Medicare will help you find the best place to fill your prescription.

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UPDATED: Nov 18, 2021

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Overview

  • Customers can fill prescriptions at a retail pharmacy or by mail
  • Medicare Part D covers prescription drugs
  • The pharmacy must be in your carrier’s network

You can use Medicare health insurance Part D to pay for prescription drugs. While the pharmacy must be in your carrier’s network, you can fill the prescription in person or by mail. Continue reading to find pharmacies that accept Medicare near you.

Before learning about pharmacies that accept Medicare, enter your ZIP code to find free Medicare rates in your area.

Which plans cover pharmacies that accept Medicare?

Similar to life insurance, Medicare protects your future. Part A and Part B, known as Original Medicare, are the most popular coverages, but neither covers prescription drugs. However, some parts of Medicare include prescriptions.

The Social Security Administration describes the various parts of Medicare. Part D is specifically for prescription drugs, and you can add it to your existing Original Medicare plan. This option allows you to keep your coverage and fill your prescriptions.

You can also add Part D to Medicare Advantage (Part C) plan to fill your prescriptions. Medicare Advantage combines Part A and Part B coverage with extra benefits, like dental and vision. Some plans come with Part D included. The move from Original Medicare to Part C is a good choice if you like your current plan but desire additional coverage.

The list of drugs covered by a plan is called a formulary. Each policy has different tiers within the formulary that impact pharmacies that accept Medicare rates. In most cases, prescriptions in the higher tiers cost more than those in lower tiers.

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Where can you fill prescriptions from pharmacies that accept Medicare?

Pharmacies sign contracts with Medicare, allowing them to accept a health plan as payment. However, Medicare customers can only use pharmacies within their carrier’s network. Attempting to use pharmacies outside of your carrier’s network can result in a lack of coverage.

There are three types of pharmacies you can use to fill a prescription. The three types of deliveries from the Medicare preferred pharmacy list 2021 include:

  • Retail pharmacy
  • Specialty pharmacy
  • Home delivery

The right choice for you depends on your mobility and location.

Retail Pharmacy

If you visit large retail stores, like Walgreens, Walmart, or CVS, you’ve likely noticed a pharmacy near the back. These are retail pharmacies that allow customers to fill prescriptions for non-specialty generic and brand name drugs. In most cases, customers receive a 30-day supply.

Some retail pharmacies are extended pharmacies, which supply customers for 90 days. These stores are a good option for people who live near a pharmacy.

Specialty Delivery

A retail pharmacy can fill most prescriptions, but certain drugs require special permission to distribute. These drugs are injectable, infused, oral, or inhaled and need a specialty pharmacy. Specialty pharmacies are state-licensed to provide medications for patients with severe health conditions.

While not all retail pharmacies are licensed to handle these prescriptions, most large chain stores are. So it’s usually easy to find a specialty pharmacy near you.

Home Delivery

People who have difficulty going to stores or live far away from a retail pharmacy can receive medicine deliveries at their homes. Prescriptions can be filled online or by mail and sent directly to your front door.

Home delivery is often cheaper than retail pharmacies that accept Medicare quotes, but you’ll need to provide more information to verify your identification. Since it takes more time to receive home delivery, you can get a 90-day supply, regardless of where you get the prescription.

How can you find pharmacies that accept Medicare?

The pharmacy you use must be within your carrier’s network to be covered by Medicare. So how do you know what pharmacies are in the Express Scripts Network?

Online directories, like the BCBSTX pharmacy list 2021, provide a list of pharmacies by location. Searching an online directory that covers your area before choosing a pharmacy will ensure Medicare covers your prescription fulfillment.

Pharmacies That Accept Medicare: The Bottom Line

Medicare Part D helps customers pay for prescriptions. You can choose from different types of pharmacies so long as they’re a part of your carrier’s network. Understanding the pharmacies that accept Medicare will help you pay for your medical prescriptions.

Now that you know about pharmacies that accept Medicare, enter your ZIP code to get free Medicare quotes in your area.

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