How to File an Auto Insurance Claim in 2025 (3 Easy Steps)

To file an auto insurance claim, start by gathering evidence, like photos and a police report. Then, contact your insurer to report the incident, and be sure to keep all relevant receipts for reimbursement. Most claims get resolved within 14 days, but complex cases can take longer to settle.

UPDATED: Jul 11, 2025Fact Checked

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Leslie Kasperowicz

Farmers CSR for 4 Years

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

Farmers CSR for 4 Years

Ted Patestos

Licensed Insurance Adjuster

Theodore (Ted) Patestos is a seasoned innovator and policyholder advocate in the public adjusting industry. With a career dedicated to turning data into actionable insights, Ted has championed tools and strategies that improve transparency, efficiency, and outcomes for both consumers and adjusters. He developed Claim Machine, a platform that uses weather data to help public adjusters, contractors,...

Licensed Insurance Adjuster

UPDATED: Jul 11, 2025

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