Best Auto Insurance for Chevrolets in 2025 (Top 10 Companies for Your Chevy!)
State Farm, Geico, and Progressive have the best auto insurance for Chevrolets. Geico has the cheapest Chevrolet car insurance, starting at $50 per month. State Farm rewards low-mileage drivers with competitive 30% savings, and Progressive offers discounts for bundling, online quotes, and safe driving habits.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshir...
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UPDATED: May 18, 2025
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
UPDATED: May 18, 2025
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes should be easy. This doesn’t influence our content. Our opinions are our own.
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18,155 reviewsCompany Facts
Full Coverage for Chevrolets
A.M. Best
Complaint Level
Pros & Cons
18,155 reviews
19,116 reviewsCompany Facts
Full Coverage for Chevrolets
A.M. Best
Complaint Level
Pros & Cons
19,116 reviews
13,283 reviewsCompany Facts
Full Coverage for Chevrolets
A.M. Best
Complaint Level
Pros & Cons
13,283 reviewsIf you drive a Chevrolet, shop with State Farm, Geico, and Progressive. The best auto insurance for Chevrolets starts at $50 per month with Geico. Geico keeps premiums low on models like the Malibu and Traverse by offering discounts for features like lane departure warnings and anti-lock brakes.
Our Top 10 Company Picks: Best Auto Insurance for Chevrolets| Company | Rank | Bundling Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 17% | A++ | Low Mileage | State Farm |
 | #2 | 25% | A++ | Cheap Rates | Geico |
 | #3 | 10% | A+ | UBI Coverage | Progressive |
 | #4 | 25% | A+ | Comprehensive Plans | Allstate |
 | #5 | 20% | A | OEM Coverage | Farmers |
 | #6 | 25% | A | Customizable Policies | Liberty Mutual |
 | #7 | 20% | A+ | Vanishing Deductible | Nationwide |
 | #8 | 13% | A++ | Hybrid/Electric Vehicles | Travelers |
 | #9 | 25% | A | Customer Satisfaction | American Family |
 | #10 | 5% | A+ | Senior Drivers | The Hartford |
State Farm is a top pick for low-mileage drivers, offering up to 30% off for Chevrolets driven less than 7,500 miles a year.
Progressive stands out for bundling and Snapshot usage-based savings, helping Chevrolet owners cut costs by up to 20% when they insure multiple vehicles or demonstrate safe driving.
- State Farm offers lower premiums for accident-free, low-mileage Chevy drivers
- Geico provides added savings for Chevrolets equipped with anti-theft systems
- Progressive rewards Chevrolet owners who quote and purchase policies online
Looking to buy auto insurance for your Chevrolet at a great price? Enter your ZIP code to see what’s available near you.
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#1 – State Farm: Top Overall Pick
Pros
- Low-Mileage Discounts: You can save 30% on rates if you drive your Chevy less than 7,500 miles annually.
- Drive Safe & Save: Chevrolet drivers tracked with this app can earn up to 30% off for consistent safe habits. Discover why drivers choose it in the State Farm insurance review.
- Multi-Vehicle Discount: Households insuring two or more vehicles with State Farm can receive additional savings of up to 20% off Chevy auto insurance rates.
Cons
- High Monthly Rates: Chevrolet car insurance starting rates are higher than other companies. Monthly minimum coverage is $120, more than double Geico’s rates.
- High Teen Driver Surcharge: Adding a young driver to a Chevrolet car insurance policy significantly raises monthly premiums.
#2 – Geico: Best for Cheap Rates
Pros
- Cheapest Chevrolet Auto Insurance: Chevy car insurance rates start at $50 per month for minimum coverage and $98 monthly for full coverage.
- Military and Federal Employee Discounts: Eligible Chevrolet drivers receive up to 15% off with Geico’s affiliation savings.
- Highest Financial Strength: Geico holds an A++ A.M. Best Rating for reliable Chevrolet claim payments. Get everything you need to know about Geico in one easy overview.
Cons
- No Gap Coverage: Leased Chevrolets and drivers with auto loans will not find gap insurance with Geico.
- Varied Customer Reviews: Customer experience varies by state, with drivers in the Central and Southwest U.S. rating it below average for customer service.
#3 – Progressive: Best for Usage-Based Coverage
Pros
- Snapshot UBI Savings: Safe Chevrolet drivers using the Snapshot app can receive discounts of up to 20% based on driving behavior.
- Loan/Lease Payoff Option: Progressive includes gap insurance add-ons to cover depreciation for financed or leased Chevrolets.
- Name Your Price Tool: Chevrolet owners can customize policies to match their budget. We cover everything you need to know about Progressive in one place.
Cons
- Steep First-Year Hikes: Chevrolet policyholders may face rising premiums after year one, even without claims.
- Low Claims Satisfaction: Progressive has the lowest claims satisfaction rating compared to every other Chevrolet insurance company on this list.
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#4 – Allstate: Best for Comprehensive Plans
Pros
- Comprehensive Insurance Options: Allstate offers add-ons, including rideshare coverage and Mexico auto insurance, for Chevy drivers who need more than standard policies.
- New Car Replacement Coverage: Replaces totaled Chevrolets less than two years old with the same model, minus depreciation.
- Deductible Rewards: Get up to $100 deducted from your Chevy collision deductible for every claim-free year, up to $500. Check the Allstate insurance review to see if it’s right for your needs.
Cons
- Mobile App Limitations: In-app policy servicing for Chevrolet coverage lacks certain endorsement options available on the desktop.
- High Monthly Rates: Allstate is the second-most expensive insurance company for Chevrolets after State Farm.
#5 – Farmers: Best for OEM Coverage
Pros
- OEM Coverage Endorsement: Ensures all Chevrolet repairs use factory-original parts after a covered claim.
- Signal App Telematics: Chevy drivers can earn up to 15% off by maintaining good scores via real-time driving analysis. Learn everything you need to know about Farmers Insurance and its policy features.
- Customized Deductibles: Farmers allows Chevrolet owners to select diminishing or fixed deductibles based on budget and risk tolerance.
Cons
- No Online Quote Adjustments: Chevrolet coverage updates, like adding rental or towing, require direct agent support.
- Limited Availability of Specialty Discounts: Teachers, first responders, or affinity group Chevrolet drivers receive fewer exclusive incentives than competitors.
#6 – Liberty Mutual: Best for Customizable Policies
Pros
- Custom-Built Coverage: Chevy drivers can enhance policy coverage with unique add-ons like better car replacement, where Liberty Mutual replaces a totaled car with a newer model with fewer miles.
- Deductible Fund: Chevrolet policyholders earn $100 off their deductible the first year and $50 each subsequent year without a claim.
- Insurance For Teachers: Educators with Chevrolets get exclusive discounts and coverage for incidents that happen on school property. See how it compares in our full Liberty Mutual insurance review.
Cons
- Limited Mobile Claims Tools: The app offers only basic functions for Chevrolet policyholders, lagging behind competitors like Progressive.
- Premium Variability: Liberty Mutual premiums for Chevrolets with previous claims or aftermarket modifications tend to fluctuate sharply.
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#7 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Deductibles on Chevrolet claims drop by $100 annually for safe driving, with a cap of $500. Learn how it works in our Nationwide insurance review.
- SmartRide Program: Real-time driver behavior monitoring through usage-based insurance delivers personalized savings of up to 40% on Chevy car insurance.
- Accident Forgiveness: Keeps your Chevrolet auto insurance costs from going up after your first accident if you qualify.
Cons
- Coverage Add-On Costs: Important features like towing or rental for Chevrolets are not included by default, and premiums go up if you add this coverage.
- Fewer Chevrolet Loyalty Rewards: Long-term Chevrolet policyholders receive fewer perks compared to American Family or Allstate.
#8 – Travelers: Best for Hybrid/Electric Vehicles
Pros
- EV Insurance Discounts: Electric and hybrid models, like the Chevy Bolt and Silverado EV, get an extra 10% off rates.
- EV Claim Expertise: The specialized support team handles Chevrolet EV battery, charging port, and towing claims.
- IntelliDrive Savings: Chevrolet EV drivers can save up to 20% after 90 days of monitored driving. Get the full scoop on coverage in our Travelers insurance review.
Cons
- Limited Risk Flexibility: Drivers with multiple Chevrolet claims or high-mileage EVs may be denied coverage.
- Expensive Full Coverage: Travelers is one of the most expensive Chevrolet auto insurance companies for full coverage, with policies starting at $118 a month.
#9 – American Family: Best for Customer Satisfaction
Pros
- Accident Response Excellence: High J.D. Power ratings for Chevrolet claims handling, particularly for physical damage and total loss cases.
- DreamKeep Rewards: Chevrolet policyholders earn perks for milestone achievements like consecutive claim-free years.
- KnowYourDrive App: Tracks Chevrolet driver habits and offers up to 20% off based on braking, acceleration, and time of day. Find helpful insights in our updated American Family insurance review.
Cons
- Higher Rates in Urban Areas: Chevrolet premiums in metro regions like Phoenix or Miami exceed national averages despite discounts.
- Limited Availability: AmFam auto insurance for Chevrolets is only available in 26 states.
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#10 – The Hartford: Best for Senior Drivers
Pros
- AARP Auto Insurance: Senior Chevrolet owners receive guaranteed renewals, first-accident forgiveness, and exclusive discounts of 10% or more.
- RecoverCare Coverage: The Hartford pays for home services like cleaning or lawn care if a Chevrolet driver is injured in a covered crash.
- Lifetime Renewability: Qualified drivers with Chevrolets won’t lose coverage due to age or minor traffic violations.
Cons
- Minimal Tech Integration: The Hartford lacks an app-based telematics program to monitor Chevrolet driving habits.
- Restrictive Eligibility: Only AARP members over 50 are eligible for the most beneficial Chevrolet policy features. Find out who offers better value in The Hartford vs. Auto Club Enterprises.
Chevrolet Monthly Auto Insurance Rates From Top Providers
When you’re shopping for the best car insurance for Chevrolets, picking the right policy could save you hundreds each year, especially if you’re aiming for the cheapest car insurance without sacrificing essential protection.
Chevrolet Auto Insurance Monthly Rates by Coverage Level| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $100 | $125 |
| $88 | $117 |
| $85 | $115 |
| $50 | $98 |
| $95 | $128 |
| $82 | $110 |
| $78 | $112 |
| $120 | $155 |
| $92 | $120 |
| $90 | $118 |
Geico’s $50 monthly minimum coverage works well if you own your Chevy outright and just need the basics to stay legal. Progressive’s $112 per month for full coverage is a smart middle ground if you drive a newer model and want solid protection without overpaying.
American Family’s $117 monthly full policy feels reasonable, especially if you qualify for the safe driver or loyalty perks. On the higher end, Liberty Mutual’s $128 a month for full coverage might only make sense if you’re stacking multiple discounts. State Farm’s $155 monthly full coverage can sting if you’re on a budget, but it may be worth it for drivers who value responsive support and strong claims handling.
Chevrolet Auto Insurance Rates by Driver
If you drive a Chevrolet, your record has a big say in your monthly insurance bill (especially for younger drivers). If you’re not sure how driving habits affect pricing, check out our definitive guide to usage-based car insurance to see how tracking tools can lower your rate.
At age 30, with a clean record, you’re looking at about $180 per month for full coverage. But just one speeding ticket bumps that up to $220 monthly, which adds nearly $500 a year. A 20-year-old with a DUI ends up paying $560 per month, while a clean record at that age would’ve kept it closer to $340 monthly.
On the flip side, drivers in their 50s and 60s with clean records stay around $160 per month, showing just how much safer habits pay off. Keeping a clean record really does help you find the cheapest car insurance for your Chevy.
Chevrolet Auto Insurance Rates by Model
The newer your Chevy, the more you’re likely to pay each month, mostly because those modern parts and sensors aren’t cheap to replace. If you’re trying to keep costs down, the year of your vehicle matters more than most drivers think, especially when you’re paying for comprehensive auto insurance on a newer model.
Chevrolet Auto Insurance Rates by Model Year & Coverage| Model Year | Minimum Coverage | Full Coverage |
|---|---|---|
| 2025 | $189 | $306 |
| 2024 | $182 | $295 |
| 2023 | $175 | $283 |
| 2022 | $168 | $271 |
| 2021 | $161 | $260 |
| 2020 | $155 | $249 |
| 2019 | $148 | $239 |
| 2018 | $142 | $229 |
| 2017 | $135 | $218 |
| 2016 | $129 | $208 |
| 2015 | $123 | $198 |
A brand-new Chevrolet runs about $306 per month for full coverage, which makes sense with all the built-in tech and higher repair costs. Drop back to a 2022 model, and you’re saving around $35 a month, which adds up fast. A 2019 Chevy lands closer to $239 monthly, making it a smart middle ground for drivers who want decent value and lower premiums.
Not all Chevys come with the same insurance bill, and it’s not just about size or trim. What you drive tells insurers a lot about how risky or costly you might be to cover, which is why it’s important to compare insurance rates by car model before choosing a policy.
Chevrolet Auto Insurance Monthly Rates by Model & Coverage| Vehicle Model | Minimum Coverage | Full Coverage |
|---|---|---|
| Chevrolet Blazer | $144 | $236 |
| Chevrolet Bolt EV | $151 | $243 |
| Chevrolet Camaro | $162 | $269 |
| Chevrolet Colorado | $139 | $225 |
| Chevrolet Corvette | $198 | $329 |
| Chevrolet Cruze | $134 | $217 |
| Chevrolet Equinox | $142 | $231 |
| Chevrolet Impala | $137 | $223 |
| Chevrolet Malibu | $138 | $226 |
| Chevrolet Silverado | $149 | $241 |
| Chevrolet Sonic | $131 | $212 |
| Chevrolet Spark | $128 | $207 |
| Chevrolet Suburban | $155 | $252 |
| Chevrolet Tahoe | $157 | $259 |
| Chevrolet Trailblazer | $146 | $238 |
| Chevrolet Traverse | $150 | $246 |
| Chevrolet Trax | $135 | $219 |
| Chevrolet Volt | $140 | $229 |
A Corvette, for example, runs about $329 per month for full coverage, the highest on the list, and no surprise — it’s fast, flashy, and expensive to fix. Insurance for the Chevrolet Camaro, another sporty model, comes in at $269, likely priced higher due to performance risk. The Bolt EV sits at $243 per month, partly because electric vehicles often mean pricier repairs.
Models like the Equinox and Colorado — both under $231 per month — strike a better balance for everyday use without overspending. Car insurance for a Chevy Malibu is competitive at $226 a month, while a Chevy Cruze only costs around $217 monthly, making it one of the cheapest options for drivers.
See more: Ultimate Guide on the Best Time to Buy a New Car
Best Auto Insurance Discounts for Chevrolets
If you drive a Chevy, the right discounts can seriously cut your insurance bill. Students, safe drivers, and those bundling multiple policies get the best savings. However, not all providers offer the same savings, and a few stand out more than others with car insurance discounts you can’t miss.
Chevrolet Auto Insurance Discounts From Top Providers| Insurance Company | Anti-Theft Device | Bundling | Defensive Driving | Good Student | Safe Driver |
|---|---|---|---|---|---|
| 10% | 25% | 10% | 22% | 18% |
| 25% | 25% | 5% | 20% | 18% |
| 10% | 20% | 10% | 15% | 20% |
| 25% | 25% | 15% | 15% | 15% |
| 35% | 25% | 10% | 12% | 20% |
| 5% | 20% | 10% | 18% | 12% |
| 25% | 10% | 31% | 10% | 10% |
| 15% | 17% | 15% | 35% | 20% |
| 15% | 13% | 20% | 8% | 17% |
| 10% | 5% | 10% | 12% | 8% |
State Farm’s 35% good student discount is huge if you’ve got a teen driving a Chevy Impala — it could shave off over $40 a month.
If you’ve completed a defensive driving course, Progressive’s 31% discount can lower full coverage on a Camaro by close to $80 monthly. Have an anti-theft system in your Silverado? Liberty Mutual’s 35% discount makes them a solid pick for trucks parked overnight.
Stacking smaller discounts like a 17% bundling deal with a clean driving record is one of the easiest ways to reduce full coverage costs.
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Geico’s 25% bundling and 15% student discount make it a strong all-rounder, especially if you’re combining auto and renters. Travelers, on the other hand, offers lower discounts overall, so even if you qualify for a few, the savings may barely hit $20 per month.
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Finding the Right Auto Insurance Fit for Your Chevrolet
State Farm, Geico, and Progressive are the top picks for the best auto insurance for Chevrolets. Geico’s $50 monthly minimum coverage keeps things affordable for those who just need basic protection.
Progressive’s 31% defensive driving discount can help Camaro owners trim nearly $80 off full coverage. If you’re comparing the insurance cost for the Chevy Silverado 1500, expect full coverage rates to vary depending on the model year and safety features, but this video explains how to pay less for coverage.
Adding anti-theft features may also unlock 35% discounts with some Chevy insurance companies. To find your best rate, enter your ZIP code and get multiple auto insurance quotes from top providers in minutes.
Frequently Asked Questions
Are Chevrolets expensive to insure?
Some Chevrolets, like the Corvette or Camaro, are expensive to insure because of performance risks, but others, like the Cruze or Malibu, tend to be more affordable monthly.
How much is insurance for a 2025 Silverado?
Full coverage for a 2025 Silverado costs around $306 per month, mostly due to its high repair costs and advanced features like driver-assist tech.
What is the cheapest insurance for a Chevy Silverado?
The cheapest insurance for a Chevy Silverado is usually through Geico, with minimum coverage starting at $50 per month if you qualify for bundling or anti-theft discounts. If you’re not checking for these savings, it’s one of the easiest ways you’re wasting money on car insurance without even realizing it.
How much is insurance on a 2014 Chevy Silverado?
Insurance for a 2014 Chevy Silverado generally runs between $165 and $190 per month, depending on your driving history and location.
Which insurance is best for a Chevrolet after 10 years?
For a Chevrolet over 10 years old, companies like Progressive and Farmers offer strong options with flexible coverage and access to OEM parts protection.
Do Chevy pickup trucks have higher insurance?
Yes, pickup trucks like the Silverado often cost more to insure than sedans or SUVs due to higher accident repair costs and liability exposure. If you carry only liability auto insurance, it might lower your premium, but repair costs after an at-fault accident come out of your pocket.
Which company has the cheapest auto insurance for Chevrolets?
Geico typically offers the lowest rates for Chevrolet drivers, especially those with clean records, low mileage, or who enroll in usage-based programs like DriveEasy.
Is Allstate a good insurance company for Chevrolets?
Yes, Allstate is a solid pick for Chevrolet drivers wanting perks like OEM parts coverage, accident forgiveness, and bundling discounts of up to 25%.
At what age does Chevrolet auto insurance stop being expensive?
Chevrolet car insurance starts to drop after age 25, but you’ll see the lowest rates (around $160 per month) in your 50s and 60s if you’ve maintained a clean record. If you’re younger and struggling with high costs, it’s worth learning what to do if you can’t afford your auto insurance, such as adjusting coverage levels or exploring payment plans.
What mileage is the cheapest for Chevrolet insurance?
Chevy drivers who drive under 7,500 miles annually often pay less, especially when using tracking programs like Drivewise or SmartRide, which reward low-mileage use.
Is insurance cheaper on an SUV or Chevrolet truck?
Chevy SUVs like the Equinox (around $231 per month) usually cost less to insure than trucks like the Silverado due to lighter weight and fewer liability claims.
How much will my insurance go up if I get a Chevrolet truck?
Switching to a Chevrolet truck can raise your premium by $30 to $70 per month, depending on the model year and your driving history. To offset that increase, consider applying hacks to save money on car insurance, such as enrolling in usage-based programs, increasing deductibles, or bundling policies.
Which is better for insurance, Toyota or Chevy?
Toyota generally offers slightly cheaper premiums, but Chevrolet drivers benefit from broader discount options, such as Drive Safe & Save and OEM parts add-ons.
Does credit score affect Chevrolet auto insurance costs?
Yes, a low credit score can raise your Chevy insurance rate by up to 40%, especially in states that allow credit to influence pricing.
How do you get the best deal on Chevrolet auto insurance?
The best way to save is to shop around, bundle your coverage, keep your record clean, and try out tracking programs like Drivewise for extra discounts. If you have more than one car, ask about auto insurance for multiple vehicles to unlock extra savings through multi-car discounts.
How much is insurance for a 19-year-old with a Chevrolet truck?
A 19-year-old driving a Chevy Silverado can expect to pay around $520 per month for full coverage—even more if there’s a prior accident or ticket.
Which gender pays more for Chevrolet auto insurance?
Young male drivers typically pay $60 to $90 more per month than females for Chevy coverage, mainly due to higher risk profiles in claims data.
How can you lower Allstate car insurance for Chevrolets?
Lower your Allstate premium by bundling with home or renters insurance, using Drivewise, and applying for discounts like good student or anti-theft.
Want better coverage for less each month? Just use our free comparison tool to compare quotes instantly.
Enter your zip code below to view companies that have cheap insurance rates.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshir...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
