Best Insurance Comparison Sites

The best insurance comparison sites include Quote.com, Insurify, and EverQuote, which can help you save up to $540 annually on your insurance.

Insurance comparison companies work by comparing hundreds of providers to find the best quotes for you, so you don’t have to rely on the average cost of auto insurance to find the best rates.

Auto, home, and life insurance are the most commonly researched coverage types on these sites, but you can find everything from health insurance to a policy for your pet.

10 Best Insurance Comparison Sites

With the best overall ratings for customer satisfaction, Quote.com is the fastest way to compare insurance rates by ZIP code from over 100 trusted providers. Enter your ZIP code into our free comparison tool to get personalized quotes for all your coverage needs, regardless of which type of policy you want.

Where to Find the Best Insurance Comparison Sites

Using an insurance comparison site is one of the most effective ways to find affordable coverage, regardless of the type of policy you want to purchase.

Instead of spending hours requesting quotes from multiple companies, comparison sites let you view rates, benefits, and policy details side by side in just minutes.

There is a ton of variety when it comes to auto, home, and life insurance comparison sites. Some sites are better suited for certain needs than others, while others — like Quote.com and NerdWallet — offer quotes for most types of insurance.

Before you trust your information to a comparison site, you can familiarize yourself with the top options.

Key Metrics for Top Insurance Comparison Sites

Using the best site to compare insurance quotes can save you hundreds of dollars every year. However, given the numerous options available, choosing the right site for your needs can be complicated.

The most popular type of coverage to compare quotes for is auto insurance, which helps drivers save hundreds of dollars per year on everything from a minimum insurance policy to a plan with full coverage.

Although auto insurance is the most commonly researched type of coverage, the possibilities are endless. Most insurance comparison sites offer quotes for home, life, renters, and even pet insurance.

You can also use an insurance comparison site to find private health insurance and supplemental Medicare or Medicaid plans. Whatever type of insurance you need, a comparison site makes the process of finding affordable coverage way easier.

While most comparison sites offer a variety of quotes, they differ in how they deliver those rates. Sites like Quote.com and PolicyGenius compare providers and direct you to the one with the cheapest rates.

Others, like EverQuote, will contact you shortly after you fill out the form. While most sites promise not to sell your contact information, you should take a look at reviews before using a site that doesn’t offer instant quotes. Many users report an annoying increase in spam calls after using certain comparison sites.

Read More: 26 Hacks to Save Money on Car Insurance

What Customers Think of Insurance Comparison Sites

Another important aspect of finding the perfect site to compare insurance quotes with is how actual users feel about their experience. A comparison site should offer more than just quotes, after all. It should also help you find the right level of coverage and offer valuable insurance information, all at lightning speed.

The good news is that, regardless of which quote comparison site you use, most customers report being satisfied with the prices they find on the top insurance comparison sites.

Customer & Business Ratings for Top Insurance Comparison Sites

While most insurance comparison sites boast that they cover dozens of providers, not all offer a satisfactory customer experience. Some comparison sites, like SmartFinancial, receive lower than average customer satisfaction ratings.

However, many comparison sites receive positive reviews. For example, one of the most popular auto insurance comparison sites is Insurify. Aside from auto insurance comparison, Insurify also offers a variety of other coverage types, including pet, home, health, and life insurance quotes. One Insurify customer talks about their experience getting multiple quotes below.

While some of Insurify’s rates can be expensive, many customers report finding affordable rates, too. Based on where you live, you’ll likely see a variety of quotes when you use Insurify. Unfortunately, there can be a downside to receiving quotes from Insurify — many customers report increased spam calls after using this tool.

Another example from TrustPilot comes from this Compare.com customer. Compare.com is one of the best car insurance comparison sites, despite being lesser-known. Many customers report finding the cheapest auto insurance possible after using Compare.com’s comparison tool.

Compare.com is a useful tool for people looking for car insurance. Unfortunately, its selection of other types of insurance is limited. Some users can look at home insurance quotes if they want to bundle home and auto policies, but most can only compare auto insurance rates.

Some comparison sites offer more than auto, life, and homeowners insurance quotes. You can use these sites to compare insurance quotes as well as financial tools, including loan comparisons and investment opportunities. For example, this customer describes how easy NerdWallet made finding a loan.

Most customers are happy with their experience using car, home, health, and life insurance comparison sites. Experts always recommend comparing quotes before you sign up for a policy, and comparison companies make that process a breeze.

If you’re ready to see the best insurance savings from over 100 insurance providers, enter your ZIP code into Quote.com’s free tool today.

How to Use Insurance Comparison Sites

Now that you know which life, home, and car insurance comparison sites are the best, your next step is to get quotes. While shopping for insurance can feel daunting, using a comparison site makes looking at quotes simple.

Getting insurance quotes from one of these sites usually takes only a few minutes, but make sure to have the following information handy:

• Personal Details: You’ll need to provide your name, date of birth, address, and contact information.
• Household Information: If you plan on having more than one person on your policy, you’ll need their details, too.
• Asset Details: This includes information about your home, car, or other belongings you want insured.
• Current Coverage: Premiums for many types of insurance are affected by your existing coverage history.
• Coverage preferences: The type of protection you’re looking for, policy limits, deductibles, and any add-ons or extras you want included

You’ll also need to provide information based on the specific type of insurance you want to purchase. For example, life insurance quotes require information like whether you’re a smoker and if you have any existing health conditions.

For home insurance, you should know the total square footage of your house. If you want to compare car insurance quotes, you’ll need to disclose if you’ve had recent traffic violations. Our visual guide to auto insurance explains in greater detail what you’ll need to find the best policy.

You can do more than compare car insurance quotes side-by-side or look at home insurance rates. Many insurance comparison sites — including Quote.com — allow you to compare rates for specialized insurance. For example, all you’d need to look at supplemental Medicare quotes is to enter your ZIP code, as you can see above.

Keep in mind that some insurance comparison sites only compare a few types of insurance. You should choose an insurance comparison site based on your needs. If you’re in the market for car insurance, using the best auto insurance comparison sites would be ideal. If you want multiple types of coverage, using a site like Quote.com will help you shop for a variety of policies all at once.

How to Buy Insurance Online

Insurance comparison sites are a great place to research your coverage options. But after you’ve done your research and have a preferred quote comparison site in mind, the next step is to purchase a policy.

Wondering how to buy auto insurance or how to find the perfect life insurance policy? If you’re not sure how to proceed, simply follow these easy steps:

• Gather Your Information: Prepare your personal details, household information, and any relevant documents (like vehicle details, property information, or medical history).
• Visit the Site: You can get started on a quote from the homepage of your chosen
• Enter Your Details: Fill out the required information to get accurate quotes tailored to your needs.
• Review Your Options: Compare prices, coverage levels, discounts, and customer reviews side by side from multiple providers.
• Choose and Apply: Select the best policy for your budget and needs, then follow the site’s link to complete your purchase or application.

Following these easy steps makes purchasing insurance a breeze. While it depends on which type of insurance you’re getting quotes for, the process usually only takes a few minutes.

If you need help with your quotes, most sites have a customer service phone number or chatbot you can use to explore your options or learn how to use site-specific tools.

Buying home, life, or auto insurance online is one of the easiest and fastest ways to get covered. For many types of insurance, your coverage starts immediately after purchase when you buy online.

While more people than ever are purchasing their insurance online, there are other ways to buy coverage. These are the most common ways Americans buy insurance.

Keep in mind that the most popular way of purchasing coverage depends on the type of insurance. For example, more people buy life insurance online than any other type of coverage. But while 50% shop around online, only 32% buy online, which means over 10% of shoppers prefer to use an agent.

Although many customers prefer online shopping without having to speak with a representative, you have choices. If you prefer to work with an agent to purchase insurance, some comparison sites can still help.

Sites like EverQuote direct shoppers to agents rather than listing actual quotes, and Quote.com offers the most convenient way to connect with local agents through our free comparison tool.

The Best Insurance Comparison Sites

Shopping for insurance can feel overwhelming, with so many companies, coverage options, and prices to sort through. That’s where insurance comparison sites come in — these platforms make it easy to review multiple quotes at once, helping you save time and money.

They often highlight the best policies for your needs, whether you’re looking for auto, home, health, or life insurance. Below, we’ve rounded up some of the best insurance comparison sites to simplify your search.

#1 – Quote.com

Pros

• Maximum Savings: The average Quote.com user can save up to 40% per year on their insurance policies by comparing quotes.
• Insurance Quote Variety: Quote.com offers pricing information for over 100 providers and gives quotes for multiple types of insurance, including usage-based auto insurance.
• Insurance Education: Aside from comparing quotes, Quote.com offers a variety of educational resources to help shoppers make informed decisions.

Cons

• No Mobile App: While Quote.com offers online quotes through your phone’s internet browser, it doesn’t have a dedicated mobile app.
• Fewer Users: Quote.com sees fewer monthly visits than some of the larger comparison sites, making it harder to see customer reviews.

#2 – Insurify

Pros

• Licensed Marketplace: Insurify has a team of licensed insurance agents you can purchase coverage from directly.
• Multiple Providers Compared: With quote options for car, home, life, and other policies, Insurify lets you compare quotes from over 120 providers.
• Robust Savings Opportunities: Shoppers can save up to 30% on their policies by comparing quotes with Insurify.

Cons

• Subpar Tools: While it can reduce some of the ways you are wasting money on your car insurance, Insurify’s home and life insurance calculators are basic.
• Risk of Spam Calls: Despite Insurify’s promise not to sell phone numbers, many users report an increase in spam calls after getting quotes.

#3 – EverQuote

Pros

• Well-Known Comparison Site: With over 3 million users visiting every month, EverQuote is one of the better-known insurance comparison sites.
• Agent Matching: EverQuote focuses on matching shoppers with agents and brokers who can help them purchase coverage, which is ideal for people looking for a personal touch.
• Auto and Home Insurance Focus: EverQuote is not the best choice for most types of insurance, but it’s a good option to look at auto coverage rates and compare homeowners insurance quotes.

Cons

• Mixed Reviews: EverQuote has a high rating for overall customer satisfaction, but TrustPilot reviewers rank their experience negatively.
• Generalized Rates: Rather than give you an actual quote, EverQuote often provides a general idea of which provider will be cheapest for you.

#4 – SmartFinancial

Pros

• No Spam Calls: SmartFinancial promises no spam calls after using its insurance quote services.
• Quick Quotes: It takes just two minutes to start comparing online quotes from SmartFinancial.
• Built for Research: SmartFinancial encourages shoppers to use its tool for research purposes. For example, you can learn how to estimate home insurance costs based on where you live on its site.

Cons

• Conflicting Information: Some users report difficulty understanding various insurance products because information is spread over SmartFinancial’s website.
• Verification Required: Although SmartFinancial can put you on the right track for affordable insurance, you’ll need to verify everything with providers.

#5 – Compare.com

Pros

• Real-Time Quotes: Compare.com shows real-time quotes based on your location, driving record, and other factors from the best car, life, and homeowners insurance companies.
• Strong Customer Service Ratings: With a 4.8 out of 5 stars from TrustPilot and an A+ from the BBB, most customers are happy with Compare.com.
• Independent Editorial Team: In an effort to be as unbiased as possible, Compare.com’s editorial team is unaffiliated with its insurance partners.

Cons

• Auto Insurance Only: com only offers auto insurance quotes, though you can get bundling information for auto and home coverage.
• Performance Varies by Location: Some users report getting few or zero quotes when they live outside major population areas.

#6 – QuoteWizard

Pros

• Personalized Quotes: QuoteWizard’s comparison tool makes it easy to compare the cost of different levels of coverage. You can also compare the average cost of life insurance for your age and gender.
• Multiple Insurance Partners: You’ll see quotes from some of the biggest insurance providers in the country when you use QuoteWizard’s tool.
• Large User Base: If you want to use sites popular with other shoppers, QuoteWizard receives over 1.8 million visits each month.

Cons

• Unwanted Calls: Many customers report receiving unwanted calls from QuoteWizard after looking at insurance quotes.
• Privacy Concerns: Unlike many comparison sites, QuoteWizard sometimes shares personal information with its partnered insurance providers.

#7 – Gabi

Pros

• Bundle Quotes: One of the best tips to pay less for auto insurance is to bundle it with home insurance. It’s easy to check the bundled price of auto and home insurance policies with Gabi’s quote tool.
• Decent Customer Reviews: While there are some unsatisfied customers, Gabi’s customer satisfaction rating is positive overall.
• Easy Comparison: Gabi allows users to load information about their current policies to make it easy to compare similar coverage from other providers.

Cons

• Data Privacy Concerns: Many customers express concern over the security of their data through Gabi’s parent company, Experian.
• Limited Instant Quotes: Gabi works with agents and brokers, so its ability to provide direct quotes is limited.

#8 – NerdWallet

Pros

• User-Friendly Interface: One of the most popular features customers love from NerdWallet is the easy-to-use interface.
• Free Tools: NerdWallet users can take advantage of a variety of free tools, including quote calculators, credit score trackers, and budgeting tools.
• Financial Education: NerdWallet offers educational resources on a variety of topics beyond insurance, making it a great resource for managing your finances.

Cons

• Fewer Quotes: You might have to do more research before comparing insurance quotes. For example, figuring out how much homeowners insurance you need can be more difficult with NerdWallet.
• Limited Customization: NerdWallet’s quote process doesn’t allow you to select coverage levels for certain types of insurance until you visit a provider’s website.

#9: Policygenius

Pros

• Licensed Experts: If shoppers need help with their quotes, licensed insurance agents can provide guidance and support.
• Solid Customer Reviews: With a 4.7 out of 5 stars from TrustPilot, Policygenius has a reputation for excellent service.
• Life Insurance Focus: While Policygenius offers quotes for a variety of insurance types, it’s best known for helping customers find the best life insurance companies.

Cons

• Limited Number of Quotes: Policygenius only works with partnered providers, which limits how many quotes you’ll see.
• Longer Quote Process: With an average time of five minutes, Policygenius has one of the longest times to get insurance quotes.

#10: MoneyGeek

Pros

• Educational Content: MoneyGeek strives to educate people about insurance so they can pick the best options for their financial needs.
• Free Quotes: You never have to pay to use MoneyGeek for insurance quotes, making it a great choice to find affordable coverage if you cannot afford auto insurance.
• Independent Reviews: MoneyGeek shoppers have access to unaffiliated reviews for a variety of insurance products and tools.

Cons

• Low Customer Satisfaction: Of all the top insurance comparison sites, MoneyGeek has the lowest customer satisfaction rating.
• Lower Savings: With an average savings of $275, you’ll likely find better deals at sites other than MoneyGeek.

Get Quotes From the Best Insurance Comparison Sites Today

Whether you want to get multiple auto insurance quotes, find the cheapest homeowners coverage, or purchase a life insurance policy, using a comparison site is the easiest way to compare rates. Quote.com is the best auto insurance comparison site, but we can also help you find affordable home, life, and pet insurance coverage.

The best insurance comparison sites can save you up to $540 per year, and all it takes is a few minutes to see personalized quotes. As the site with the highest potential for savings, you can enter your ZIP code into Quote.com’s free tool to see your rates.