Best Auto Insurance for Hondas in 2026
Erie, Liberty Mutual, and Nationwide offer the best auto insurance for Hondas for $52 a month. Honda car insurance rates vary widely by model and driving record, but safe drivers without claims or accidents can get cheap coverage for a Honda through Allstate and Progressive's usage-based programs.
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Table of Contents
Insurance Copywriter
Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, AllWom...
Rachel Bodine
Managing Editor
Aleksandra J. Churlinov holds a Bachelor of Arts in English Language and Literature and a Master of Science in Marketing Management. Over the past six years, Aleks has focused on the insurance sector, working on a range of content, including business, auto, and life insurance. In April 2025, she stepped into the role of Managing Editor, where she now leads a team of talented insurance writers. ...
Aleksandra J. Churlinov
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Michael Vereecke
Updated June 2026
Erie, Liberty Mutual, and Nationwide offer the best auto insurance for Hondas. Erie has the highest claim satisfaction for Honda owners.
- Liberty Mutual offers 35% anti-theft discounts for Hondas
- Nationwide saves Honda drivers 40% with SmartDrive UBI
- Allstate gives safe drivers $100 off their deductible at sign-up
Car insurance for Honda drivers costs less than average, and Erie has cheap Honda car insurance starting at $52 a month. It also locks in rates to prevent premiums from going up after an accident or claim.
Liberty Mutual offers the biggest bundling discount of 25% to Honda owners with home and auto insurance bundles.
Top 10 Companies: Best Auto Insurance for Hondas| Company | Rank | Claim Satisfaction | A.M. Best | Best for |
|---|---|---|---|---|
 | #1 | 743 / 1,000 | A+ | Claim Service |
 | #2 | 730 / 1,000 | A | Bundling |
 | #3 | 729 / 1,000 | A+ | UBI Discounts |
 | #4 | 716 / 1,000 | A+ | Solid Coverage |
 | #5 | 702 / 1,000 | A | Families |
 | #6 | 697 / 1,000 | A++ | New Hondas |
 | #7 | 693 / 1,000 | A+ | Deductibles |
 | #8 | 691 / 1,000 | A++ | Rate Protection |
 | #9 | 690 / 1,000 | A | Custom Plans |
 | #10 | 673 / 1,000 | A+ | Digital Tools |
Nationwide is the best fit for drivers who qualify for its usage-based SmartDrive program or its mileage-based SmartMiles, which can cut your premiums by up to 40%.
Discover hidden savings and compare multi-policy discounts from the best Honda insurance companies when you use our free comparison tool to explore your options.
Honda Insurance Rates From Top Companies
If you see a higher price from brands like Erie vs. Liberty Mutual in Honda insurance reviews, it might reflect broader agent support or broader policy options.
Always get multiple auto insurance quotes to find the cheapest auto insurance for Hondas based on your model and driving record.
Honda Policy Premiums for Different Types of Coverage
Erie typically offers cheaper Honda car insurance quotes, but Liberty Mutual provides better coverage for new Hondas. Don’t Miss It: The Best Time to Buy a New Car
Liberty Mutual offsets its high pricing with great discount programs, which can cut rates by 35% if you install anti-theft devices and an additional 25% if you bundle auto with home or renters coverage.
Honda Auto Insurance Monthly Rates by Coverage Level| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $84 | $178 |
| $68 | $154 |
| $52 | $120 |
| $79 | $165 |
| $60 | $138 |
| $91 | $187 |
| $64 | $142 |
| $72 | $158 |
| $58 | $132 |
| $66 | $145 |
Geico, State Farm, and Nationwide also provide affordable coverage for under $70 a month, but many different factors impact Honda insurance costs.
Your rates could be higher or lower depending on your driving record and the model you drive. Shop around online before you buy a policy to see which provider offers the most competitive rates for your Honda.
How Driving History Can Affect Honda Car Insurance
Honda insurance costs rise quickly with violations. Keeping a clean driving record now can save you hundreds on Honda car insurance at renewal time.
For instance, a single ticket jumps your monthly rate by 20% or more, while older drivers see smaller price bumps for violations.
Honda Auto Insurance Monthly Rates by Driving Record| Company | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| $84 | $122 | $160 | $105 |
| $68 | $99 | $129 | $85 |
| $52 | $75 | $99 | $65 |
| $79 | $115 | $150 | $99 |
| $60 | $87 | $114 | $75 |
| $91 | $132 | $173 | $114 |
| $64 | $93 | $122 | $80 |
| $72 | $104 | $137 | $90 |
| $58 | $84 | $110 | $73 |
| $66 | $96 | $125 | $83 |
Erie has the best rates for high-risk Honda drivers, with the smallest rate increase after an accident and the cheapest auto insurance after a DUI.
One accident can increase rates by $30-$40 per month, but any high-risk behavior that adds points to your license will increase Honda auto insurance rates.
DUIs come with the highest rate increase, but multiple infractions can make you too risky to insure. A single Honda insurance claim can raise your rates, even if you aren’t at fault.
If you’re a high-risk driver, find out what to do if you can’t afford your auto insurance before you cancel.
How Age Impacts Honda Insurance Costs
Teen drivers are considered high-risk, paying hundreds more for Honda insurance than older drivers with more experience on the road.
Sixteen-year-old Honda drivers pay twice as much as 25-year-olds, but you’ll find that Honda Civic insurance for 17-year-olds is cheaper due to the high safety ratings for that model.
Insurance companies see younger drivers as long-term risks, so infractions like speeding tickets or accidents early on hit harder.
If you’re a new driver, compare cheap teen auto insurance based on the Honda you drive to find the best policy.
Hondas are a good insurance choice to build confidence for new drivers due to their high safety ratings.
Brandon Frady Licensed Insurance Agent
Honda car insurance rates start to drop as drivers turn 30 and continue to go down well into their 40s and 50s.
Drivers in their 50s get the lowest premiums, but rates can increase with age. Most top Honda insurance companies provide cheap auto insurance for seniors with additional discounts for older drivers who take defensive driving courses.
Honda Insurance Prices for Different Models
Not all Hondas cost the same to insure. Insurers look at how expensive your model is to fix, how it’s usually driven, and how likely it is to be involved in a claim. Honda Accord insurance is pretty affordable at $78 a month.
Honda Ridgeline and Honda Pilot car insurance often come with higher premiums because they are larger vehicles that cause more damage and cost more to repair, compared to Honda Accord car insurance, which has cheaper repair costs.
Honda Auto Insurance Monthly Rates by Model| Vehicle Model | Minimum Coverage | Full Coverage |
|---|---|---|
| Honda Accord | $78 | $155 |
| Honda Civic | $75 | $149 |
| Honda CR-V | $79 | $158 |
| Honda Fit | $72 | $144 |
| Honda HR-V | $77 | $153 |
| Honda Insight | $74 | $148 |
| Honda Odyssey | $81 | $162 |
| Honda Passport | $82 | $166 |
| Honda Pilot | $83 | $167 |
| Honda Ridgeline | $85 | $170 |
If you drive something like the Odyssey, insurers also consider that it’s likely carrying more passengers, which means a higher chance of medical claims.
That’s why Honda Odyssey insurance rates climb to $162 a month for full coverage. Read More: Auto Insurance Rates by Vehicle
On the other hand, insurance for a Honda Civic, Fit, or other small models tends to be cheaper because they’re easier to repair and are involved in fewer severe accidents. The monthly insurance cost for Honda Fit drivers with a safe driving history starts at $144.
Cheap car insurance for Honda Civics starts at $149 a month for full coverage, only slightly higher than Honda Insight car insurance, but $10-$20 less per month than other models.
Honda Auto Insurance Rates by Model Year| Year | Minimum Coverage | Full Coverage |
|---|---|---|
| 2026 | $88 | $187 |
| 2025 | $85 | $180 |
| 2024 | $82 | $172 |
| 2023 | $80 | $165 |
| 2022 | $78 | $158 |
| 2021 | $75 | $150 |
| 2020 | $72 | $145 |
| 2019 | $70 | $140 |
| 2018 | $68 | $135 |
| 2017 | $65 | $130 |
Car insurance for Honda Civic drivers is the cheapest at $75 monthly, but insurance on Hondas drops by around $5 each model year. For instance, Honda Civic 2017 insurance rates are $40 less per month than a brand-new model.
However, your 2023 Honda Civic insurance cost might remain high because its advanced driver-assistance systems and high-value parts cost more to repair. Get the Details: How to Buy Insurance for a New Vehicle
Honda vehicles, in particular, are known for performing well in crash-safety tests across multiple models. Because of this consistent safety record, Hondas are more affordable to insure than other cars.
Dani Best Licensed Insurance Producer
Decreases in car value, repair expenses, and claims also contribute to lower premiums. Our guide explains how premiums vary between used and new cars: How to Buy Auto Insurance
If you need a full coverage quote under $120 a month for a 2018 Civic in Portland, you should start with insurance comparison websites like this one. Enter your ZIP code now to get quotes from Honda insurance companies in your city.
Comparing Honda Civic Insurance to Other Vehicles
Hondas are among the most affordable models on the road to insure. In particular, Honda Civic auto insurance comes with the cheapest rates.
The cost of insurance for Honda Civics is so low because of its high safety ratings and crash performance. Even average insurance rates for Honda Civic full coverage policies cost less than many other models.
Honda Civic vs. Similar Sedans: Auto Insurance Monthly Rates| Vehicle Model | Minimum Coverage | Full Coverage |
|---|---|---|
| Honda Civic | $75 | $149 |
| Acura Integra | $88 | $180 |
| Ford Focus | $78 | $155 |
| Hyundai Elantra | $82 | $165 |
| Kia Forte | $80 | $158 |
| Mazda3 | $83 | $162 |
| Nissan Sentra | $78 | $155 |
| Subaru Impreza | $85 | $170 |
| Toyota Corolla | $77 | $150 |
| Volkswagen Jetta | $75 | $148 |
Honda Civic car insurance is comparable to the Toyota Corolla, which is one of the cheapest cars to insure. Compare Now: Best Auto Insurance for Toyotas
Similar luxury models, like the Acura Integra, cost $10-$15 more per month to insure because repairing or replacing high-end parts costs more compared to a Civic. Shop with the best auto insurance companies for Acuras to find affordable luxury car insurance.
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How Honda Drivers Save Money on Coverage
Are Hondas expensive to insure? Hondas have some of the most affordable auto insurance rates, but there are still a few proven ways to pay even less for your coverage.
These tips are especially for popular Honda models, like the CR-V, Accord, and for lowering Honda Civic insurance costs:
- Bundling: Bundle auto and renters insurance or homeowners coverage to unlock up to 25% in savings. Geico and Allstate offer the biggest discounts.
- Raising Your Deductible: Increase your deductible from $500 to $1,000 to save an average of $150–$250 annually, especially if your Honda is older and you rarely file claims.
- Paying in Full: Pay your full annual premium upfront and skip monthly installment fees. Companies like American Family and Travelers offer 15%–20% off for paying in full.
- Having Safety Features: Hondas are some of the safest vehicles on the road, and installing additional safety and anti-theft devices can further reduce your rates.
Safety features can lower your Honda insurance cost by reducing the likelihood of accidents and minimizing injury and damage if there is a collision.
Honda models already equipped with lane assist, backup cameras, automatic emergency brakes, or advanced airbag systems will already get lower rates, but adding cameras or GPS locators can earn you additional discounts.
Honda Insurance Discount Breakdown
Honda auto insurance discounts are an easy way to lower rates, especially if you automatically qualify for savings based on your age or driving habits.
Whether it’s how you drive, how you pay, or the model you choose, each provider weighs your habits differently. Don’t skip these car insurance discounts you can’t miss.
Top Auto Insurance Discounts for Honda Drivers| Company | EV/Hybrid | Multi-Policy | Pay-in-Full | Usage Based |
|---|---|---|---|---|
| 7% | 25% | 10% | 30% |
| 5% | 25% | 20% | 30% |
| 5% | 25% | 5% | 30% |
| 8% | 20% | 10% | 30% |
| 5% | 25% | 10% | 25% |
| 8% | 25% | 12% | 30% |
| 10% | 20% | 15% | 40% |
| 5% | 10% | 15% | 25% |
| 5% | 17% | 15% | 30% |
| 10% | 13% | 15% | 30% |
Nationwide’s 40% UBI discount is the highest available, but it only applies if you use its SmartRide program and show consistent low-risk driving.
The State Farm Drive Safe & Save usage-based discount isn’t as big at 30%, but it won’t raise your rates if you drive poorly. Our guide compares Root vs. State Farm and more: Usage-Based Auto Insurance
The right discount can shave $30 to $60 off your monthly premiums with every Honda car insurance renewal.
Stacking two or more of these discounts can help Honda drivers save $300 to $600 per year on average, especially when paired with a clean driving record.
See More: Best Anti-Theft Auto Insurance Discounts
Buying the Right Honda Insurance Coverage
Honda car insurance rates can vary significantly depending on the type and level of coverage you choose. Liability coverage is the cheapest and is legally required in most states.
Carrying only state-minimum liability policies can lower your Honda insurance cost, but may leave you financially vulnerable after an accident.
Auto Insurance Coverage Options for Hondas| Protection | What it Covers |
|---|---|
| Collision | Damage to your vehicle in a collision |
| Comprehensive | Non-collision damage (e.g., theft, fire) |
| Gap Insurance | Difference between loan or lease and car value |
| Liability | Injuries and damages to others' property |
| Medical Payments (MedPay) | Medical expenses after an accident |
| Personal Injury Protection | Medical costs and lost wages |
| Rental Reimbursement | Rental car during repairs |
| Roadside Assistance | Breakdowns or emergencies, including towing |
| Uninsured/Underinsured | Damage from uninsured drivers |
You must carry collision insurance to fix or replace your Honda, and comprehensive insurance kicks in when animals or natural disasters damage your vehicle.
If you drive a new Honda, you may also want to add gap coverage to pay off your loan in case your vehicle is totaled in a collision or claim.
If your Honda is financed or leased, gap insurance is one of the most overlooked coverages that can save you thousands after a total loss.
Jeff Root Licensed Insurance Agent
Honda gap insurance isn’t available with every company. Popular providers like Geico and Nationwide are missing this key coverage.
Geico also lacks a new car replacement add-on, which is available from every other Honda insurance company on this list.
Honda Auto Insurance Coverage Options by Provider| Company | Claim Forgiveness | Custom Parts | Gap Plans | Rideshare Plans |
|---|---|---|---|---|
| ✅ | ✅ | ✅ | ✅ |
| ✅ | ❌ | ✅ | ✅ |
| ✅ | ✅ | ✅ | ✅ |
| ✅ | ✅ | ✅ | ✅ |
| ❌ | ✅ | ❌ | ✅ |
| ✅ | ✅ | ✅ | ✅ |
| ✅ | ✅ | ✅ | ❌ |
| ✅ | ✅ | ✅ | ✅ |
| ✅ | ✅ | ❌ | ✅ |
| ✅ | ✅ | ✅ | ✅ |
Erie offers all of these popular add-ons for Honda auto insurance, but adding them to your policy will increase your monthly rates.
Shop around for quotes that include all the coverages you need. Comparing providers like Geico vs. MetLife vs. Erie Insurance will help you pick out the company that provides the most well-rounded Honda insurance coverage.
Top Honda Auto Insurance Companies
How can I lower my Honda insurance rates? Shop with Erie, Liberty Mutual, and Nationwide, which offer the best auto insurance for Hondas.
These top three companies aren’t the largest Honda insurers, but they stand out with lower rates and more competitive discounts than other providers. Important Details: How to Switch Auto Insurance Providers
However, another company might have a better policy for you, especially if you’re a military veteran or need customized equipment protection.
Our guide on how to compare auto insurance companies will help you pick the best insurance for Hondas.
#1 – Erie: Top Pick Overall
Pros
- Customer Satisfaction: Erie is the highest-rated company when it comes to Honda car insurance claims support and customer service.
- Rate Lock Program: Keeps Honda premiums fixed unless policyholders move or add a new driver or vehicle to the policy. Learn More: Erie Insurance Review
- New Vehicle Protection: Replaces total-loss Hondas with the same-year, same-make model if under two years old.
Cons
- Limited National Reach: Erie is only available in 12 states, restricting Honda coverage availability.
- Basic Digital Tools: Erie lacks some of the digital and online perks that larger Honda auto insurance companies offer.
#2 – Liberty Mutual: Best for Multi-Policy Discounts
Pros
- Bundling Discount: Liberty Mutual offers one of the highest bundling savings for Honda policies at 25%.
- 12-Month Rate Guarantee: Honda owners lock in premiums for a full year instead of six months, protecting against sudden hikes.
- Better Car Replacement: Liberty Mutual replaces a totaled Honda with a newer model one year ahead with fewer miles.
Cons
- No Mechanical Breakdown Coverage: Hondas beyond the factory warranty don’t qualify for extended repair protection.
- Limited Off-Roading Support: Liberty Mutual does not offer custom coverage for Honda trail or rock-crawling use.
#3 – Nationwide: Best for UBI Discounts
Pros
- SmartRide UBI Program: Honda drivers receive up to 40% savings for low mileage and safe habits tracked through its usage-based plan.
- SmartMiles Pay-As-You-Go: Nationwide rewards low-mileage Honda drivers with cheaper rates, tracking only their monthly driving distance to set premiums.
- Multi-Policy Discount: Bundling Honda auto with home insurance lowers premiums by 20%.
Cons
- Limited Quote Speed: Honda drivers may experience slower online quotes compared to digital-first carriers.
- Regional Restrictions: SmartRide and SmartMiles are not available for Hondas in all ZIP codes. Find Coverage Now: Nationwide Insurance Review
#4 – State Farm: Best for Reliable Coverage
Pros
- Rental Reimbursement Coverage: Covers up to $500 for rental if your Honda is in the shop after a covered loss.
- Drive Safe & Save UBI: Honda drivers can save up to 30% based on real-time driving behavior.
- 17% Bundling Discount: Combining Honda auto insurance with home insurance reduces the total premium cost.
Cons
- No Loan/Lease Payoff Coverage: Honda owners with financing receive no gap protection on depreciation.
- Limited Accessory Coverage: State Farm lacks trail-use or off-road parts protection for modified Hondas.
#5 – American Family: Best for Families
Pros
- Generational Discounts: Honda policies passed to teen drivers receive legacy rewards and loyalty discounts.
- Multi-Policy Discount: Honda-driving households bundling auto and renters insurance can save up to 25%.
- KnowYourDrive Program: Telematics-based discount of up to 20% for low-risk Honda drivers.
Cons
- Availability Issues: Not all policy coverage features are available to Honda drivers in every state.
- Digital Tools Are Basic: American Family’s app lacks advanced policy management for Honda owners. See how it stacks up in our review: American Family Insurance
#6 – Geico: Best for Newer Hondas
Pros
- Mechanical Breakdown Insurance: Covers major Honda components for up to seven years or 100,000 miles.
- Multi-Policy Discount: Honda vehicle insurance bundled with renter, condo, or home insurance offers 25% off annual rates.
- Military Discount: Active-duty Honda drivers save up to 15%, especially on multiple vehicles.
Cons
- More Customer Complaints: Hondas insured with Geico may face more customer service issues than competitors.
- No Loan/Lease Payoff: Hondas with outstanding loans do not get gap coverage for the owed balance after a total loss.
#7 – Allstate: Best for Deductible Rewards
Pros
- Deductible Rewards: Honda drivers instantly earn $100 off the collision deductible upon sign-up.
- New Car Replacement: Allstate replaces a totaled Honda under 2 years old with a brand-new model. Learn More: Allstate Insurance Review
- Drivewise UBI Discount: Up to 40% off Honda premiums with good braking, mileage, and drive-time patterns.
Cons
- Bundling Required: Without bundling multiple lines of insurance, Honda owners won’t qualify for Allstate’s lowest rate tier.
- Repair Limitations: Allstate requires Hondas to be repaired only at in-network body shops.
#8 – Travelers: Best for Accident Forgiveness
Pros
- Premier Responsible Driver Plan: Waives surcharge for one at-fault Honda accident every 36 months.
- Bundling Discount: Combining Honda auto insurance with a homeowners policy reduces total premiums by 13%.
- New Car Replacement Coverage: Replace a totaled Honda with a brand-new model of the same make and trim if it is under five years old.
Cons
- No Mechanical Coverage: Travelers does not offer extended warranty-type plans for Honda drivers.
- App Lacks Functionality: Honda drivers may find digital tools limited compared to top tech-forward providers.
#9 – Farmers: Best for Custom Plans
Pros
- Customized Equipment Coverage: Farmers provides add-on protection for Honda lift systems, winches, and off-road upgrades.
- Bundling Discount: Combine Honda car insurance with homeowners or renters insurance for up to 20% off your rates.
- Accident Forgiveness: If you’re accident-free for three years after your first at-fault Honda accident, your rate won’t increase.
Cons
- No Vanishing Deductible Program: Honda drivers won’t get annual deductible reductions for safe driving. Our guide covers the perks it does offer: Farmers Review
- Limited Online Tools: Honda drivers must contact agents directly for most policy changes or claims.
#10 – Progressive: Best for Digital Tools
Pros
- Name Your Price Tool: Honda drivers can choose an auto insurance plan online based on their budget. Learn how it works in our guide: Progressive Insurance Review
- Snapshot Discount Program: Up to 30% savings for Honda drivers who track their habits and avoid speeding, hard braking, and driving at night.
- Loan/Lease Payoff Coverage: Progressive’s gap policies cover a financed or leased Honda’s remaining loan balance.
Cons
- Limited Off-Road Coverage: Progressive does not offer specialized protection for Hondas used in trail or rock-crawling activities.
- Telematics Penalty: Snapshot may raise rates for Honda drivers with harsh braking or high mileage.
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Find the Best Honda Car Insurance Near You
Erie, Liberty Mutual, and Nationwide offer the best auto insurance for Hondas. Erie boasts a 0.22 complaint index, the lowest among major insurers, while Nationwide rewards safe Honda drivers with a 40% usage-based discount.
Hondas are reliable vehicles for teens and those with multiple accidents, as their low repair costs mean cheaper full coverage rates for high-risk drivers. See More: Best Auto Insurance for New Drivers
Honda insurance prices vary based on model, vehicle age, and driver age and record.
Most Hondas, especially the Honda CR-V and Civic, are the cheapest cars to insure. Honda Civic 2016 insurance rates can drop to less than $65 a month.
To get the best deal near you, compare multiple Honda insurance quotes online and match discount programs to your driving habits. Enter your ZIP code to compare costs now.
Frequently Asked Questions
Which company has the best auto insurance for Hondas?
Erie and Liberty Mutual are the best companies to insure your Honda due to their high claims satisfaction and variety of policy options. You’ll get a cheaper Honda car insurance quote with Erie, but Liberty Mutual offers higher levels of protection for new Hondas.
Who has the cheapest insurance for Hondas?
Erie has cheap Honda car insurance, starting at $52 per month, but it’s only available in 12 states. State Farm and Geico have the next cheapest rates in more states, starting at $58 a month. Enter your ZIP code to see who has the cheapest insurance near you.
Is insurance high for Hondas?
Are Hondas more expensive to insure? No, insurance isn’t high for Hondas. Models like the Civic and CR-V average $149 to $158 per month, partly due to their strong safety ratings and lower theft rates, but using hacks to save more money on car insurance can bring those costs down even further.
How much does full coverage auto insurance cost for a Honda?
Honda full coverage insurance typically costs between $144 and $ 170 a month. Always compare rates by model year, driving record, and coverage limits. For example, you can use insurance comparison websites like this one to get help comparing the three cheapest full coverage quotes for a 2018 Honda Civic by ZIP code.
How much is insurance on a Honda Civic?
Honda Civic insurance costs average $149 per month for full coverage. Rates will vary by age, and the Honda Civic insurance cost for 18-year-old and 16-year-old drivers will be much higher. What is the cheapest insurance for a Honda Civic? Erie has the best Honda Civic insurance rates at $52 a month.
How much is car insurance for Honda Accords?
The Accord is one of the cheapest Hondas to insure at $78 per month for minimum coverage and $155 for full coverage. Enter your ZIP code to get rates from providers in your area.
What factors influence Honda auto insurance rates?
Costs vary based on age, driving history, ZIP code, model year, annual mileage, and whether you carry extras like gap insurance or roadside assistance. Hondas are among the least expensive to insure in their class due to moderate repair costs and strong IIHS safety ratings, which lowers the risk for insurers.
Find Out More: What does the Insurance Institute for Highway Safety do?
How do I lower my Honda auto insurance rates?
Join UBI programs like Nationwide SmartRide (up to 40% off), raise your deductible, bundle policies, and pay in full to avoid installment fees. More specifically, you can get cheaper Honda Odyssey car insurance by limiting your mileage with a shorter commute.
Is Geico or Progressive auto insurance better for Hondas?
Geico is better if you want mechanical breakdown insurance for a Honda under seven years or 100,000 miles, while Progressive offers stronger savings for multi-vehicle households. Is Allstate cheaper than Geico for a Honda? Geico is usually cheaper, especially when you qualify for a 25% bundling discount.
Read More: State Farm vs. Farmers, Geico, Progressive, Allstate Insurance
Does Honda have its own car insurance?
Honda Insurance Solutions launched in 2025 to offer customizable policies for auto, RVs, motorcycles, and recreational vehicles. The Honda insurance company also offers homeowners, renters, and pet insurance. However, Honda Insurance Solutions reviews show that it doesn’t underwrite these policies, but works with licensed providers to offer coverage through its marketplace.
What is the cheapest Honda car insurance for seniors over 60?
How much does car insurance for a Honda Ridgeline cost?
How much does Honda Fit insurance cost?
What are the main coverage options available for Honda auto insurance?
Is AAA auto insurance worth it for Honda?
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