PostContingent Beneficiary (2025)
If your primary beneficiary is unable to receive life insurance benefits as stated in your policy, you can designate a contingent beneficiary to receive assets.......
Life Insurance Basics
Secured with SHA-256 Encryption
Post
PostReturn of Premium (ROP) Life Insurance in 2025
If you have term life insurance and outlive your policy, return of premium (ROP) life insurance riders refund every premium you paid. Unlike traditional term......
PostCash Value Life Insurance in 2025
Cash value life insurance offers permanent coverage with a built-in savings account that grows through interest or investments, making it a powerful financial planning tool.......
PostTypes of Life Insurance in 2025
The main types of life insurance are term, whole, universal, variable, variable universal, final expense, and group insurance. Term life is most popular for affordability,......
PostTerm Life Insurance 2025 Guide
Term life insurance provides simple, affordable financial protection during your family’s most critical years. Policies typically last 15-30 years, offering flexibility for different life stages......
PostUniversal Life Insurance (2025 Guide)
Universal life insurance is a type of permanent life insurance that offers flexible premium payments, adjustable death benefits, and a cash value component that grows......
PostSingle Premium Life Insurance in 2025
Single premium life insurance is a type of permanent life insurance that is paid for in one lump sum. Instead of making ongoing monthly or......
PostPermanent Life Insurance (2025 Guide)
Permanent life insurance is a type of life insurance that provides coverage for your entire life, as long as you continue to pay the required......
PostLife Insurance Beneficiaries (2025 Guide)
A life insurance beneficiary is the person or entity you designate to receive your policy’s death benefit when you pass away. Choosing a beneficiary is......
PostModified Endowment Contract (MEC)
A Modified Endowment Contract (MEC) is a life insurance policy that fails the IRS’s 7-pay test, resulting in different tax treatment compared to standard life......
PostLife Insurance Annuities (2025 Guide)
A life insurance annuity is a financial product that provides a steady stream of income—often for life—based on premiums or lump sums paid to an......
PostOne Quote That Convinced Me to Get Life Insurance
There's no "right" time to start thinking about life insurance. Instead, our own experiences will let us determine that for ourselves....
PostThe Life Insurance Guide: How to Get the Best Plan Possible for the Lowest Premium
Life insurance can be complicated to understand. Make it easier by learning about tips for lowering your premiums, choosing a plan, and comparing the best companies out there....
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.
Secured with SHA-256 Encryption