Best Auto Insurance for Chevrolets in 2026
Liberty Mutual, Nationwide, and State Farm have the best auto insurance for Chevrolets. Geico has the cheapest Chevrolet car insurance at $41 a month, but you can get lower rates with anti-theft discounts from other top companies. Chevrolet insurance rates will be higher if you drive a Camaro or Corvette.
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Insurance and Finance Writer
Karen Condor is an insurance and finance writer who has degrees in both journalism and communications. She began her career as a reporter covering local and state affairs. Her extensive experience includes management positions in newspapers, magazines, newsletters, and online marketing content. She has utilized her research, writing, and communications talents in the areas of human resources, f...
Karen Condor
Managing Editor
Daniel S. Young began his professional career as chief editor of The Chanticleer, a Jacksonville State University newspaper. He also contributed to The Anniston Star, a local newspaper in Alabama. Daniel holds a BA in Communication and is pursuing an MA in Journalism & Media Studies at the University of Alabama. With a strong desire to help others protect their investments, Daniel has writt...
Scott Young
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Michael Vereecke
Updated December 2025
If you drive a Chevrolet, the best companies to shop with are Liberty Mutual, Nationwide, and State Farm. Liberty Mutual stands out with the biggest discounts for anti-theft devices.
- Nationwide has the best Chevy car insurance claim satisfaction
- Liberty Mutual provides added savings for Chevys with anti-theft systems
- Geico has the best cheap car insurance for Chevys at $41 per month
The best auto insurance for Chevrolets starts at $41 per month with Geico. It keeps premiums low for Chevy Malibu and Chevrolet Traverse car insurance by offering discounts for features like lane departure warnings and anti-lock brakes.
However, Nationwide and State Farm have better customer service for Chevrolet car insurance claims.
Top 10 Companies: Best Auto Insurance for Chevrolets| Company | Rank | Claims Satisfaction | A.M. Best | Best For |
|---|---|---|---|---|
 | #1 | 730/1,000 | A | Customizable Policies |
 | #2 | 729/1,000 | A+ | Vanishing Deductibles |
 | #3 | 716/1,000 | A++ | Low Mileage |
 | #4 | 716/1,000 | A+ | Senior Drivers |
 | #5 | 702/1,000 | A | Customer Satisfaction |
 | #6 | 697/1,000 | A++ | Cheap Rates |
 | #7 | 693/1,000 | A+ | New Chevys |
 | #8 | 691/1,000 | A++ | Hybrid/Electric Chevys |
 | #9 | 690/1,000 | A | OEM Coverage |
 | #10 | 673/1,000 | A+ | Usage Based |
Looking to buy auto insurance for your Chevrolet at a great price? Enter your ZIP code to see what’s available near you.
Compare Chevrolet Car Insurance Rates
When you’re shopping for the best car insurance for Chevrolets, picking the right policy could save you hundreds each year.
Geico has the cheapest car insurance. It’s $41 monthly minimum coverage works well if you drive an older Chevy and just need the basics to stay legal.
Chevrolet Auto Insurance Monthly Rates by Coverage Level| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $75 | $220 |
| $53 | $145 |
| $80 | $255 |
| $41 | $124 |
| $72 | $201 |
| $50 | $130 |
| $54 | $150 |
| $51 | $135 |
| $66 | $186 |
| $58 | $160 |
AmFam’s $145 per month for full coverage is a smart middle ground if you drive a newer model and want solid protection without overpaying.
Liberty Mutual is one of the most expensive Chevrolet car insurance companies, costing over $200 per month for full coverage.
However, it’s the top company for customizable full coverage options, including classic insurance for Chevrolet Camaro, Corvette, and other collector models.
Getting the cheapest Chevrolet car insurance will depend on how much coverage you need, where you live, and your driving record. Comparing quotes online will help you narrow down which provider is the best fit.
Chevrolet Auto Insurance Rates for High-Risk Drivers
If you drive a Chevrolet, your record has a big say in your monthly insurance bill (Learn More: High-Risk Auto Insurance).
On average, Chevy drivers pay $54 per month for minimum coverage, but just one speeding ticket bumps that up to $65 monthly.
If you have multiple violations, you could see your rates increase to $108 a month, which equals almost $650 more per year.
If you’re not sure how driving habits affect pricing, check out our definitive guide to usage-based car insurance to see how tracking tools can lower your rate.
How Chevrolet Insurance Rates Vary by Model
Chevrolets have some of the most expensive models to insure. The newer your Chevy, the more you’re likely to pay each month, mostly because those modern parts and sensors aren’t cheap to replace.
Full coverage insurance for the 2014 Chevy Cruze will be much cheaper than for a new model. A brand-new Chevrolet runs about $306 per month for full coverage, which makes sense with all the built-in tech and higher repair costs.
A Corvette, for example, runs about $329 per month for full coverage, the highest on the list, and no surprise — it’s fast and expensive to fix.
Insurance for the Chevrolet Camaro, another sporty model, comes in at $269 a month (Learn More: The Best Time to Buy a New Car).
Chevrolet Auto Insurance Monthly Rates by Model| Vehicle Model | Minimum Coverage | Full Coverage |
|---|---|---|
| Chevrolet Blazer | $144 | $236 |
| Chevrolet Bolt EV | $151 | $243 |
| Chevrolet Camaro | $162 | $269 |
| Chevrolet Colorado | $139 | $225 |
| Chevrolet Corvette | $198 | $329 |
| Chevrolet Cruze | $134 | $217 |
| Chevrolet Equinox | $142 | $231 |
| Chevrolet Impala | $137 | $223 |
| Chevrolet Malibu | $138 | $226 |
| Chevrolet Silverado | $149 | $241 |
| Chevrolet Sonic | $131 | $212 |
| Chevrolet Spark | $128 | $207 |
| Chevrolet Suburban | $155 | $252 |
| Chevrolet Tahoe | $157 | $259 |
| Chevrolet Trailblazer | $146 | $238 |
| Chevrolet Traverse | $150 | $246 |
| Chevrolet Trax | $135 | $219 |
| Chevrolet Volt | $140 | $229 |
The Bolt EV sits at $243 per month, partly because electric vehicles often mean pricier repairs. Car insurance for Chevy Silverado drivers is also pretty steep at $241 a month, due to the truck’s size and the amount of damage it can cause in an accident.
Car insurance for a Chevy Malibu is more affordable at $226 a month, while Chevrolet Cruze car insurance only costs around $217 monthly, making it one of the cheapest options for drivers.
Chevy drivers should match their coverage to the age, value, and use of their vehicle. Older models may only need liability.
Heidi Mertlich Licensed Insurance Agent
Chevrolet Silverado insurance is also affordable for most drivers, especially when compared to Chevrolet Tahoe car insurance. Coverage for smaller SUVs, like Chevy Colorado and Chevrolet Equinox car insurance, strikes a better balance for everyday use.
Chevy Traverse insurance rates are higher because large SUVs are more likely to cause more damage in a collision. Rates climb as high as $246 for full coverage.
If you’re trying to keep costs down, the year of your vehicle matters more than most drivers think, especially when you’re paying for comprehensive auto insurance on a newer model.
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Best Ways to Save on Chevrolet Car Insurance
If you drive a Chevy, the right discounts can seriously cut your insurance bill. Students, safe drivers, and those bundling multiple policies get the best savings.
However, not all providers offer the same discounts, and a few stand out more than others with car insurance discounts you can’t miss.
Top Auto Insurance Discounts for Chevrolets| Company | Anti-Theft | Bundling | Good Student | Safe Driver |
|---|---|---|---|---|
| 10% | 25% | 22% | 18% |
| 25% | 25% | 20% | 18% |
| 10% | 20% | 15% | 20% |
| 25% | 25% | 15% | 15% |
| 35% | 25% | 12% | 20% |
| 5% | 20% | 18% | 12% |
| 25% | 10% | 10% | 10% |
| 15% | 17% | 35% | 20% |
| 15% | 13% | 8% | 17% |
| 10% | 5% | 12% | 8% |
State Farm’s 35% good student discount is huge if you’ve got a teen driving a Chevy Impala — it could shave off over $40 a month.
If you’ve completed a defensive driving course, Progressive’s 31% discount can lower full coverage on a Camaro by close to $80 monthly.
Stacking smaller discounts like a bundling deal with a clean driving record is one of the easiest ways to reduce Chevrolet full coverage costs.
Jimmy McMillan Licensed Insurance Agent
Have an anti-theft system in your Silverado? Liberty Mutual’s 35% discount makes them a solid pick for trucks parked overnight.
If you don’t qualify for some or all of these discounts, don’t worry. Here are more easy ways to lower Chevrolet auto insurance rates, even if you have claims or accidents on your record.
- Choose Higher Deductibles: Consider how much you could reasonably pay out of pocket for a claim and adjust your deductible to $1,000 or more to drastically cut rates.
- Park in a Garage: Keeping your Chevy in a garage or secure lot will reduce the risk of theft or vandalism and help lower your full coverage rates.
- Reduce Insurance Coverage: If you drive an older or reliable model, like the Chevy Tahoe or Malibu, you may want to carry liability-only insurance to pay the lowest rates.
The best way to find affordable coverage is to shop for Chevrolet insurance quotes online.
Comparing multiple companies side-by-side will help you find the right policy at the lowest price.
Auto Insurance Coverage Chevy Drivers Need
The coverage you choose can make a big difference to your Chevrolet car insurance cost. Minimum liability is the cheapest, but it won’t protect your Chevy in an accident.
If you’re unsure what coverage you need, this quick guide to auto insurance highlights the options that matter most for Chevy owners.
- Collision/Comprehensive Coverage: Full coverage includes collision and comprehensive insurance to cover repairs if you go back into a pole or another car or if your Chevy is stolen.
- Gap Coverage: Gap insurance protects newer models if you still have an auto loan when it’s totaled.
- Medical Payments/Personal Injury Protection: MedPay covers medical bills after a claim, and PIP pays for medical bills, lost wages, and household care after an accident.
- OEM Parts: OEM parts coverage ensures Chevy repairs use factory-original components, helping preserve resale value.
Chevy owners in some states are required to carry uninsured/underinsured motorist coverage, but you may want to add it even if it’s not required. If someone else causes the damage and they’re uninsured, UM/UIM coverage keeps you from footing the bill.
If you drive a collector auto, like a classic Chevy Camaro, you’ll want classic car insurance to protect the invested value. Some companies include coverage for traveling to car shows.
Classic car insurance is often cheaper than standard minimum or full coverage policies, which can bring down Chevrolet Impala car insurance rates, but may limit your use or mileage.
Not every top Chevrolet car insurance company offers the same coverage, so shop around to find the provider with the right policy for you.
Top 10 Chevrolet Auto Insurance Companies
Nationwide, Liberty Mutual, and State Farm have the best car insurance for Chevrolets, offering the lowest rates in most states (Read More: State Farm vs. Progressive Auto Insurance).
Your rates will vary by where you live and the model you drive, so explore the list below for the best companies for hybrid Chevys, senior drivers, and customer satisfaction.
#1 – Liberty Mutual: Top Pick Overall
Pros
- Custom-Built Coverage: Chevy drivers can enhance coverage with unique add-ons like better car replacement, which replaces a totaled car with a newer model with fewer miles.
- Deductible Fund: Chevrolet policyholders earn $100 off their deductible the first year and $50 each subsequent year without a claim.
- Insurance for Teachers: Educators with Chevrolets get exclusive discounts and coverage for incidents that happen on school property. Learn more in our Liberty Mutual review.
Cons
- Low Customer Satisfaction Scores: Liberty Mutual consistently ranks below other Chevrolet car insurance companies when it comes to claim satisfaction.
- Premium Variability: Liberty Mutual premiums for Chevrolets with previous claims or aftermarket modifications tend to fluctuate sharply.
#2 – Nationwide: Best for Vanishing Deductibles
Pros
- Vanishing Deductible: Deductibles on Chevrolet claims drop by $100 annually for safe driving, with a cap of $500. Learn how it works in our Nationwide insurance review.
- SmartRide UBI Program: Real-time driver behavior monitoring through usage-based insurance delivers personalized savings of up to 40% on Chevy car insurance.
- Accident Forgiveness: Keeps your Chevrolet auto insurance costs from going up after your first accident if you qualify.
Cons
- Coverage Add-On Costs: Important features like towing or rental for Chevrolets are not included by default, and premiums go up if you add this coverage.
- Fewer Chevrolet Loyalty Rewards: Long-term Chevrolet policyholders receive fewer perks compared to American Family or Allstate.
#3 – State Farm: Best for Low Mileage
Pros
- Low-Mileage Discounts: You can save 30% on rates if you drive your Chevy less than 7,500 miles annually.
- Drive Safe & Save UBI: Chevrolet drivers tracked with this usage-based app can earn up to 30% off for consistent safe habits.
- Multi-Vehicle Savings: Drivers insuring two or more vehicles with State Farm can receive additional savings of up to 20% off Chevy auto insurance rates.
Cons
- High Teen Driver Surcharge: Adding a young driver to a Chevrolet car insurance policy significantly raises monthly premiums. Compare costs in our State Farm insurance review.
- Regional Renewal Issues: Chevy drivers in high-risk states like California, Florida, and Rhode Island may not be able to renew their policies or buy new coverage.
#4 – The Hartford: Best for Senior Drivers
Pros
- AARP Auto Insurance: Senior Chevrolet owners receive guaranteed renewals, first-accident forgiveness, and exclusive discounts of 10% or more.
- RecoverCare Coverage: The Hartford pays for home services like cleaning or lawn care if a Chevrolet driver is injured in a covered crash.
- Lifetime Renewability: Qualified drivers with Chevrolets won’t lose coverage due to age or minor traffic violations. Learn more in The Hartford Insurance Review.
Cons
- Minimal Tech Integration: The Hartford lacks an app-based telematics program to monitor Chevrolet driving habits.
- Restrictive Eligibility: Only Chevy drivers over 50 are eligible for coverage. Find out who offers better value in our The Hartford vs. Auto Club insurance review.
#5 – American Family: Best for Customer Satisfaction
Pros
- Excellent Claim Response: High J.D. Power ratings for Chevrolet claims handling, particularly for physical damage and total loss cases.
- DreamKeep Rewards: Chevrolet policyholders earn perks for milestone achievements like consecutive claim-free years.
- KnowYourDrive App: Tracks driver habits and offers up to 20% off based on braking, acceleration, and time of day. Find out how to qualify in our AmFam Insurance review.
Cons
- Higher Rates in Urban Areas: Chevrolet premiums in metro regions like Phoenix or Miami exceed national averages despite discounts.
- Limited Availability: AmFam auto insurance for Chevrolets is only available in 26 states.
#6 – Geico: Best for Cheap Rates
Pros
- Cheapest Chevrolet Auto Insurance: Chevy car insurance rates start at $50 per month for minimum coverage and $98 monthly for full coverage.
- Military and Federal Employee Discounts: Eligible Chevrolet drivers receive up to 15% off with Geico’s affiliation savings.
- Highest Financial Strength: Geico holds an A++ A.M. Best Rating for reliable Chevrolet claim payments. Get everything you need to know about Geico in one easy overview.
Cons
- No Gap Coverage: Leased Chevrolets and drivers with auto loans will not find gap policies with Geico.
- Varied Customer Reviews: Customer experience varies by state, with drivers in the Central and Southwest U.S. rating customer service below average.
#7 – Allstate: Best for New Chevys
Pros
- New Car Replacement Coverage: Replaces totaled Chevrolets less than two years old with the same model, minus depreciation.
- Deductible Rewards: Get up to $100 deducted from your Chevy collision deductible for every claim-free year, up to $500. See how it works in our Allstate insurance review.
- Comprehensive Insurance Options: Allstate offers add-ons, including rideshare coverage and Mexico auto insurance, for Chevy drivers who need more than standard policies.
Cons
- Mobile App Limitations: In-app policy servicing for Chevrolet coverage lacks certain endorsement options available on the desktop.
- High Monthly Rates: Allstate is the second-most expensive insurance company for Chevrolets after State Farm.
#8 – Travelers: Best for Hybrid/Electric Chevys
Pros
- EV Insurance Discounts: Electric and hybrid models, like the Silverado EV, get an extra 10% off rates. It’s the best company for cheap Chevrolet Volt car insurance.
- EV Claim Expertise: The specialized support team handles Chevrolet EV battery, charging port, and towing claims.
- IntelliDrive Savings: Chevrolet EV drivers can save up to 20% after 90 days of monitored driving. Our Travelers insurance review provides the full scoop on UBI coverage.
Cons
- Limited Risk Flexibility: Drivers with multiple Chevrolet claims or high-mileage EVs may be denied coverage.
- Expensive Full Coverage: Travelers is one of the most expensive Chevrolet auto insurance companies for full coverage, with policies starting at $118 a month.
#9 – Farmers: Best for OEM Coverage
Pros
- OEM Coverage Endorsement: Ensures all Chevrolet repairs use factory-original parts after a covered claim.
- Signal App Telematics: Chevy drivers can earn up to 15% off by maintaining high scores with good driving. Learn everything you need to know about Farmers Insurance.
- Customized Deductibles: Farmers allows Chevrolet owners to select diminishing or fixed deductibles based on budget and risk tolerance.
Cons
- No Online Quote Adjustments: Chevrolet coverage updates, like adding rental or towing, require an agent.
- Limited Availability of Specialty Discounts: Teachers, first responders, and affinity group members receive fewer exclusive incentives than with other Chevrolet insurers.
#10 – Progressive: Best for UBI Coverage
Pros
- Snapshot UBI Savings: Safe Chevrolet drivers using the Snapshot usage-based app can lower their annual rates by $231.
- Loan/Lease Payoff Option: Progressive includes gap insurance add-ons to cover depreciation for financed or leased Chevrolets.
- Name Your Price Tool: Chevrolet owners can customize policies to match their budget. We cover everything you need to know about Progressive.
Cons
- Steep First-Year Hikes: Chevrolet policyholders may face higher premiums at their first renewal, even without a claim.
- Low Claims Satisfaction: Progressive has the lowest claims satisfaction rating compared to every other Chevrolet insurance company on this list.
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Choose the Best Chevrolet Insurance Company
Liberty Mutual, Nationwide, and State Farm have the best auto insurance for Chevrolets. Geico has the cheapest Chevrolet car insurance for $41 a month, but the top three companies have higher customer satisfaction ratings.
Liberty Mutual stands out with new and better car replacement that will replace your new Chevy if its totaled an a covered claim.
Adding anti-theft features also unlocks 35% discounts with Liberty Mutual, while defensive driving discounts can help Camaro owners trim nearly $80 off full coverage.
But remember to look beyond just discounts and rates. Look for these qualities to find the best Chevrolet auto insurance for you:
- Claims Service and Customer Reviews: Chevy drivers should only work with providers who offer 24/7 claims service with high BBB and J.D. Power consumer ratings.
- Multiple Coverage Options: If you drive a Corvette or Camaro, look for insurers that specialize in sports car coverage, which may include agreed-value and higher limits.
- Reliable OEM Repair Network: Look for providers that allow you to choose your own repair shop or offer specialized repair networks for OEM or custom Chevy parts.
If you’re comparing the insurance cost for the Chevy Silverado 1500, expect full coverage rates to vary depending on the model year and safety features.
To find your best rate, enter your ZIP code and get multiple auto insurance quotes from top providers in minutes.
Frequently Asked Questions
Who has the best auto insurance for Chevrolets?
Liberty Mutual, Nationwide, and State Farm have the best car insurance for Chevrolets, with high claims satisfaction ratings and competitive discounts available to all Chevy models.
Which company has the cheapest car insurance for Chevrolets?
Geico typically offers the lowest rates for Chevrolet drivers, especially those with clean records, low mileage, or who enroll in usage-based programs like DriveEasy.
Is Allstate a good Chevrolet insurance company?
Yes, Allstate is a solid pick for Chevrolet drivers wanting perks like OEM parts coverage, accident forgiveness, and bundling discounts of up to 25%. Compare Allstate vs. Geico auto insurance to learn more.
Are Chevrolets expensive to insure?
Some Chevys can get pricey to insure, like the Corvette at $329 per month or the Camaro at $269 per month, mostly because they’re built for speed and cost more to fix. On the other hand, Chevrolet Malibu car insurance is much cheaper at $226 per month since it’s a safer vehicle.
How much does insurance cost for the Silverado 1500?
Chevrolet Silverado 1500 car insurance costs around $241 per month for full coverage and $149 monthly for minimum. Rates are higher mostly due to its repair costs and advanced features like driver-assist tech.
What is the cheapest insurance for a Chevy Silverado?
The cheapest insurance for a Chevy Silverado is usually through Geico, with minimum coverage starting at $50 per month if you qualify for bundling or anti-theft discounts. If you’re not checking for these savings, it’s one of the easiest ways you’re wasting money on car insurance without even realizing it.
Which insurance is best for older Chevrolet models?
For a Chevrolet over 10 years old, companies like Progressive and Farmers offer strong options with flexible coverage and access to OEM parts protection.
At what age does Chevrolet auto insurance stop being expensive?
Chevrolet car insurance starts to drop after age 25, but you’ll see the lowest rates in your 50s and 60s if you’ve maintained a clean record. If you’re younger and struggling with high costs, it’s worth learning what to do if you can’t afford your auto insurance, such as adjusting coverage levels or exploring payment plans.
What mileage is the cheapest for Chevrolet car insurance?
Chevy drivers who drive under 7,500 miles annually often pay less, especially when using tracking programs like Drivewise or SmartRide, which reward low-mileage use.
Do Chevy pickup trucks have higher insurance?
Yes, Chevy pickup trucks like the Silverado cost around $241 per month for full coverage, which is $30–$40 more a month than Chevy Spark or Chevrolet Trax car insurance. Higher premiums for pickups are tied to accident severity, higher body repair costs, and greater liability risks.
How much is insurance on a Chevy Trax?
Is auto insurance cheaper on a Chevy SUV or pickup truck?
How much will my insurance go up if I get a Chevrolet truck?
Which is better for car insurance, Toyota or Chevy?
How good is General Motors insurance for Chevrolets?
Does credit score affect Chevrolet auto insurance costs?
How much is insurance for a 19-year-old with a Chevrolet truck?
Which gender pays more for Chevrolet auto insurance?
How can I lower my Chevrolet car insurance costs?
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